You already earned it. Did you collect it?
Most storm contractors have money sitting in files they've already built. Not because they cut corners. Because nobody showed them what the estimate leaves out.
Two free tools fix that. Start with the GRS Kit. It's the fastest money-moving supplement there is, because it's money you've already earned. Then grab the supp letter so those funds come back in house.
Or comment ROOF or LETTER on Instagram at @suppstrategy.
In restoration, what you don't know gets expensive.
It's rarely effort. It's three gaps.
In my experience, most GCs aren't missing money because they don't care. They're missing a strategic process, working knowledge of each supplement type, and a clear way to ask. Miss any one, and money stays in the file.
No strategic process
Most GCs react to each claim as it comes. There's no set way to review the whole file, decide what happens before production, and track what's still open. So every claim gets handled a little differently, and things fall through.
Could two people on your team review the same file and catch the same things?
Not knowing the types
Every missed item fits one of 10 supplement types. Each type has its own timing, its own documentation, and its own request. If you can't tell which type you're looking at, you ask for the wrong thing, at the wrong time, with the wrong support.
When you find a missed item, do you know which type it is, and what that type needs?
Not knowing how to ask
Adding a line to the estimate isn't the same as asking for it. How you document it, word it, and time it decides whether the request gets taken seriously, or gets pushed back and quietly dropped.
When a supplement gets denied, do you know why, and what to send back?
The free tools help with the first files. Claim Confidence™ closes all three gaps.
Eight things contractors believe that cost them money.
Approved means complete.
Approval means the carrier agreed to what it saw. It doesn't mean the estimate has everything the roof needs. Your roof can be approved and still be financially wrong.
If something was missing, the adjuster would have caught it.
Adjusters move fast, and many work storms far from home on default settings. What isn't on the estimate doesn't get paid. Your local code isn't their job. It's yours.
Once the roof is on, that money is gone.
Already built? Run the list again before the file closes. If something was missed and should be there, add it and back it up.
I'll collect everything at the end of the job.
When a supplement is approved, the ACV funds go to the homeowner. Wait until the end and you're financing the job yourself. Request the funds as each supplement is released.
A supplement is a supplement.
There are 10 supplement types, and each one has its own timing, documentation and request. Treat them all the same and you'll ask for the wrong thing at the wrong time.
If it's missing, I'll just add it to the estimate.
Adding a line isn't asking for it. How you document, word and time the request decides whether it gets taken seriously.
Supplementing is squeezing the carrier.
Supplementing is getting paid correctly for work you actually did. No support, no request.
My supplement company has it covered.
Maybe. But if you can't read the estimate yourself, you can't check their work either.
Nobody hands you this list when you start.
Most contractors learn supplementing one missed line at a time. What you missed, you missed innocently. It's still money you earned for work you did.
Every file that closes without a review closes with that money still in it.
Crazy storm year? Use the winter to catch up. Slow year? Then every dollar needs to be accounted for and collected. Either way, run the list on every full roof: pre-build and post-build.
Find it. Then collect it.
Increasing the claim is only half the job. Getting the money back in the door is the other half.
The GRS Kit
Why this comes first: the General Roof Supplement is the fastest money-moving supplement there is. The work is done. The money is already earned. It just hasn't been requested.
One list you run against every full or partial roof approval: before it's built, and again before the file closes.
- 9 sections in one list, from measurements to O&P
- Check the estimate against your local code, not an out-of-state default
- Starter on rakes, ice & water to code, drip edge on eaves and rakes
- Every vent, pipe jack and component, priced R&R
- Know what to attach to every flag: photos, code, manufacturer specs
- About 15 minutes a file once you've run it a few times
Or comment ROOF on Instagram at @suppstrategy.
The Supp Letter
Finding it is only half the job. When a supplement is approved, the ACV funds are released to the homeowner, not to you. The letter is how they come back.
- Supplement gets approved.
- ACV funds are released to the homeowner.
- You send your supplement letter with a self-addressed stamped envelope.
- The funds come back. The job stays funded.
By the end of the job, it should be almost paid up.
Or comment LETTER on Instagram at @suppstrategy.
Three principles govern every file.
Classification before action.
Every missed item fits a specific classification. The classification decides the request, the timing, and the documentation. Not a guess.
Funding before production.
Work doesn't start on a trade until the funding for that trade is confirmed. That protects cash flow and prevents rework.
Reconciliation before closure.
A file isn't done when the crew leaves. It's done when approved items, completed work, incurred costs, and remaining funds have been compared and closed out.
Built for
- Newer storm-restoration contractors (owners, estimators, sales teams) who want to bring supplementing in-house
- Teams relying on an outside supplement company who want to understand their own claim financials
- Anyone tired of missing items because there's no repeatable process for catching it
Not built for
- Done-for-you estimating
- Public adjusting
- Legal advice
If you want someone else to file your supplements for you, this isn't that. SSS is education and training.
The free tools help you spot what's missing. Claim Confidence™ teaches you the system behind it.
10 strategies. One repeatable process. From initial estimate review through final reconciliation. Lock in the $600 prelaunch price. Access opens Friday, October 9.
Start with the roof you built last month.
Run the GRS Kit on it tonight. If something was missed, the supp letter helps you bring the funds back in house.
Or comment ROOF or LETTER on Instagram at @suppstrategy.
Know what to look for. Know what to do next.
Storm Supplements Simplified™ is education and training only. It is not public adjusting, done-for-you estimating, or legal advice, and it does not guarantee any claim outcome. Education only.